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Cheapest way to use Claude Code

Short answerThe cheapest paid Claude Code plan is Pro at $20/month; annual billing lowers Pro to $17/month. Limits reset: Rolling 5-hour window + weekly limit.

  1. Pro — $20/month. $17/mo billed annually ($200 up front). At least 5x Free usage per 5-hour session.
  2. Pay annually. Pro drops from $20 to $17/month.
  3. Time your work to the reset. Rolling 5-hour window + weekly limit.
  4. Know the overage rule. Paid plans can turn on usage credits at standard API rates.

All Claude Code plans

PlanPer monthNotes
Free$0Claude Code not included on Free.
Pro$20$17/mo billed annually ($200 up front). At least 5x Free usage per 5-hour session.
Max 5x$1005x Pro usage per 5-hour session; $100/mo API credits listed.
Max 20x—Official page shows only "From $100" for Max and lists $200/mo API credits for Max 20x; the monthly price is not printed as a number (checked 2026-10-14).
Enterprise$20 /seat$20/seat/month plus usage at API rates, billed annually.

Cheaper alternatives: Claude Code alternatives by price.

Questions

What is the cheapest Claude Code plan?
Pro at $20/month.
Is there a free way to use Claude Code?
No free individual plan is listed.
Is annual billing cheaper for Claude Code?
Pro: $17/mo billed annually vs $20 monthly.